Real Estate Matters – Comprehensive Legal Representation
Real estate transactions and disputes require a deep understanding of the law, a careful eye for detail, and an ability to respond quickly when challenges arise. At Rosales Lopez, we provide experienced, full-service representation to clients involved in a wide variety of real estate matters. From initial due diligence through closing, from negotiating mortgage modifications to defending foreclosure actions, our firm is equipped to handle the legal needs that arise with property ownership, investment, and development.
Purchase and Sale of Residential and Commercial Property
Whether you are buying your first home, selling a commercial asset, or investing in a development project, the attorneys at Rosales Lopez provide trusted guidance throughout the process. We assist clients with contract negotiation, title review, and closing procedures to ensure transactions proceed smoothly and with legal clarity. Our goal is to help you avoid costly mistakes and safeguard your investment.
Transaction Structuring and Due Diligence
Effective real estate transactions require smart structuring and thorough analysis. We help clients structure purchases, sales, and leases to meet their legal and financial goals. We also conduct comprehensive due diligence, including property inspections, lien searches, and zoning compliance reviews, so you can move forward with confidence.
Mortgage Modifications and Foreclosure Defense
When facing financial hardship or mortgage default, property owners often have more options than they realize. We assist clients in negotiating mortgage modifications to reduce payments and avoid foreclosure. If a foreclosure has already begun, we provide strong defense strategies to protect your rights and explore alternatives to help you stay in your property.
Short Sale Workouts and Deficiency Judgment Defense
A short sale may be a viable alternative to foreclosure when a property is worth less than the amount owed on the mortgage. We help clients navigate the short sale process, negotiate with lenders, and minimize potential financial consequences. In cases where a lender seeks a deficiency judgment—the remaining balance after a foreclosure sale—we provide aggressive legal defense to protect your financial future.
Partition Actions – Resolving Co-Ownership Property Disputes
In addition to handling traditional real estate transactions, our firm also assists clients involved in disputes over the division of co-owned real property. A partition action may be necessary when two or more individuals co-own real estate, and disagreements arise regarding how the property should be used, maintained, or sold. Partition actions are a legal process that allows co-owners to formally divide their interests when an agreement cannot be reached. These disputes may arise between family members who inherit property jointly, business partners who acquire real estate together, or former spouses who no longer wish to co-own property. In such cases, a partition action can be an effective way to resolve the issue and ensure that each co-owner’s rights are respected.
Types of Partition Actions
In Florida, partition actions generally involve two potential outcomes: partition in kind and partition by sale. A partition in kind is the physical division of the property among the co-owners when the property can be fairly divided. Alternatively, a partition by sale involves the sale of the property, with the proceeds being distributed among the co-owners in proportion to their ownership interests. While partition in kind is the preferred outcome in many cases, partition by sale may be necessary if dividing the property is not feasible or fair.